The strength of the NABAS policy is not simply the provision of a comprehensive liability insurance solution for members, it is the pedigree of the insurer Chaucer Insurance Company DAC an A-Rated Insurer established for over 100 years combined with the managing broker FSB Insurance Service, a specialist SME insurance broker set up by the Federation of Small Business, Britain’s largest business association.
Our focus has always been on the continual evolution of cover ensuring that we maintain one of the widest list of insurer approved activities in the market. This provide members with peace of mind, as well as greater opportunities to widen and increase their income streams.
The NABAS insurance scheme offers the following comprehensive liability insurance package:
The existing policy currently includes the following covers:
Professional Indemnity – £100,000
Public Liability – £10,000,000
Products Liability – £10,000,000
Employers Liability – £10,000,000
The NABAS insurance scheme offers the following comprehensive liability insurance Package covering a wide range of business activities.
The insurance package includes a wide range of business activities from Venue Dressing to Cakes and Decorators.
Our focus has always been on the continual evolution of cover ensuring that we maintain one of the widest list of insurer approved activities in the market. This provide members with peace of mind, as well as greater opportunities to widen and increase their income streams.
Venue Dressing including Balloon Decor:
- Venue decorating and event organising activities including but not limited to the practice of selling, hiring, decorating, sculpting & displaying balloons and allied products and flowers including exploding balloons*, LED balloons, Chinese confetti bursts*, flutter fetti*, table centrepieces with candles (with & without balloons), Christmas trees (indoor and outdoor) as part of Christmas decorations (excluding all other special effects.
- Supply of fun casinos
- Use of decorative mannequins, red carpet, battery floor lights, rope and pole barrier etc. at venues
- Provision of themed photo booths
- A mock spa day for kids and their accompanying adult, including foot soaking, nail painting, face mask, light glitter make up
- Installing Drapes
- Lit Backdrops
- Chairs
- Festoon Lighting
- Fairy Lighting
Prop Hire:
- Hiring of catering utensils including plate warmers, table cloths, chair covers Starlight backdrops
- LED uplighters, temporary dance floors
- Chocolate fountains, popcorn & candy floss machines
- Hiring of sky-guy signs
- Hiring of Hot Tubs
- Organising of themed children’s parties and story booths
- Hire of Sequin Walls and Neon Signs
- Supply of Donut Wall (excludes the supply of Donuts)
- Supply of Shot Wall (Dry hire only)
- Supply of Prosecco Wall (Dry hire only)
- Hire of Bell Tents & Igloo Tents
- Giant Lawn Games
- Blossom Trees
- Sweet Carts
- Wedding Post Box
- Neon Signs
- MDF Signs and Displays
- Plastic Streamer Decorations
Costumes:
- Princess & mascot appearances
- Fancy Dress Hire
Balloons Gases:
- Use of, Hire and/or Supply of helium & nitrogen gas bottles and the use of associated pressure regulators or compressors/electric inflators for the purpose of inflating balloons
Face Painting:
- Hair Beading and Face Painting**
- Provision of Glitter Tattoos – Excluding facial work and subject to the use of products specifically designed for the purposes of glitter tattoos
Crafting:
- Manufacture/Retail of dress jewellery
- Manufacture/Retail of printed ribbons
- Provision of bespoke stationery
- Provision of Nappy Cakes
Off Site Services:
- Operation of unmanned concession stalls within bona fide retail centres for the purposes of selling goods listed in above business description
- Retail of fancy goods at trade fairs and markets, plus retail of personalised soft toys***
- Provision of tombola , hoopla and ice cream tricycle at private events (excluding use on the public roads and highways)
- Provision of gift wrapping service
- Provision of clothes parties
Training:
- Teaching/training in respect to NABAS related courses
Cakes & Catering:
- Celebration Cakes
- Supply of decorated cakes including use of personalised printed icing sheets for parties and functions
- Provision of favour tree
- Use of ice cream tricycle at bespoke public events
- Supply of candy buffets
- Supply of ‘graze Boxes’
- Creation and supply of edible bouquets, hand castings, fruit, cookie buffets and the sale of homemade chocolates and also sale of bouquets with bottles of alcohol.
Additional:
- Tarot Reading
- Provision of “slight of hand” & “prop based” magic and juggling entertainment (excludes hazardous tricks involving powder flashes, knives and the like)*It is a condition precedent to liability that in respect of all exploding balloons, Chinese confetti bursts and flutter fetti using a detonating device, the following precautions are adhered to:
- Instructions for use and safety guidelines must be verbally communicated to the responsible adult detonating the devices
- The decoration must not be exploded adjacent to any combustible material
- A fire extinguisher must be present in the room
- In respect of any face painting it is a condition precedent to any liability that only purchased products specifically designed for face painting are used.
- All retail products including LED lights must be sourced from reputable suppliers with the UK &/or EU
-
Balloon Bubble inflatable igloo dome (Please Note: you must contact the office @Info@nabas.co.uk and complete an insurance required procedure before you would be covered for this activity under the nabas policy). You would not be covered under any circumstances until this requirement is met.
- Soft Play Hire – Subject to the following stipulations(no bouncy castles/slides and not a permanent fixed site. Parents/guardians are in attendance at all times when the equipment is in use).
- Origami Workshop
- Photography
Bespoke quotations are also available for the wider commercial needs of NABAS members:
Whether operating as an individual working from home through to registered companies with their own commercial or retail premises.
Unlike, many online commercial insurance facilities, our quotations are tailored to the specific needs of the individual member.
Additional cover available:
- Homeworker Insurance
- Shop Insurance
- Commercial Insurance
- Commercial Vehicle Insurance